Insurance News Round-up: a month in the headlines

December 28th, 2017

check flag Motorists mistakenly believe that third-party cover is the cheapest

It’s often said that you get what you pay for, but it simply isn’t true when it comes to car insurance. Recent research has revealed that seven out of ten motorists automatically assume that third-party car insurance will be cheaper than comprehensive cover, when it’s often the opposite. Calculating car insurance premiums is all about calculating risk, and third-party drivers are statistically more likely to make costly claims; hence higher premiums. Read the rest of this entry »

Home Insurance at Christmas

December 21st, 2017

christmas present The festive season is a time of celebration, and with the right home insurance, you can unwind knowing that you won’t get any unwelcome financial surprises:

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Driving home for Christmas: winter driving tips  

December 15th, 2017

christmas drivingChristmas is one of the busiest times of the year on the country’s roads and seasonal cheer is sometimes in short supply. Heavy traffic and adverse weather can take the sparkle out of a festive road trip, but with the right planning you can have a safe and stress-free journey: Read the rest of this entry »

When is it worth making a car insurance claim?

December 13th, 2017

Car insurance claimsIf your car is written-off or stolen you wouldn’t think twice about making an insurance claim, but what if someone leaves a dent in your bodywork that’s relatively cheap and easy to fix? It’s a simple enough question that comes with a complicated answer. Each insurance claim is unique and without the details we can’t crunch the numbers, but we can explain the costs involved in making a claim and how it could impact your premiums. Read the rest of this entry »

Ten ways to beat car thieves at their own game

December 6th, 2017

stop car thieves Cars have never been more secure so it’s surprising that figures released by the Office for National Statistics show that vehicle thefts have risen by 30% over the past three years. Last year 85,688 cars were stolen so we decided to look at what’s driving the increase and how motorists can avoid becoming a statistic.  Read the rest of this entry »

Do you know what activities are covered by your winter sports insurance?

November 30th, 2017

winter sports insuranceIt’s often said that with age comes wisdom, but it isn’t always the case. A recent report has highlighted which age groups are most and least likely to check that their winter sports insurance is up to the job; and it makes for interesting reading.

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How to beat the rising cost of home insurance

November 27th, 2017

home insuranceIn today’s tough economic climate homeowners are being forced to make difficult choices. Energy bills are rising year-on-year and with food bills set to skyrocket it’s hardly surprising that homeowners are tightening their belts.

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Business Interruption Insurance Explained

November 24th, 2017

Business interruption What is business interruption insurance?

Business interruption insurance is designed to help businesses through periods when they are unable to trade due an unexpected setback such as a fire or flood. It covers loss of income and additional expenses and aims to ensure that the business stays on a firm financial footing. Read the rest of this entry »

Landlords guide to getting ready for winter

November 17th, 2017

Winter’s coming and landlords won’t be surprised to read that it’s the busiest time of the year for property insurance claims (which peak in February). It’s said that prevention is better than cure and the following ten steps are designed to minimise the risk of making a claim: Read the rest of this entry »

Insurance Fraud News: A month in the headlines

November 10th, 2017

At Quoteline Direct we keep a close eye on the media and like to stay on top of what’s happening in the insurance world. The past 30 days have been a bad month for fraudsters; so we decided to take a closer look at how the industry is getting tough on insurance cheats:  Read the rest of this entry »