Airline failure and travel insurance unpacked

October 20th, 2017

Holidaymakers have been having a bumpy ride over the past month. It started with Ryanair cancelling hundreds of flights and leaving thousands of travellers stranded; then came the collapse of Monarch which left the government with a £60million bill to repatriate Brits left abroad. The problems have highlighted the importance of travel insurance and how it’s essential to read the small print before jetting-off. Read the rest of this entry »

11 very good reasons to buy cyber risk insurance

October 18th, 2017

Cyber-crime is already a big problem and it’s only going to get worse. Recent research has revealed that 3million British businesses suffered cyber breaches last year which cost an estimated £21billion. With over half of businesses being targeted by cyber-criminals it’s time to take-out cyber risk insurance. Read the rest of this entry »

A month in insurance headlines: interesting articles from the past 30 days

October 12th, 2017

car insurance gender gap Why men still pay more for car insurance than women

Calculating insurance premiums is all about calculating risk, and because women are statistically much safer behind the wheel; it makes sense to use gender when calculating premiums. However, in 2012 the European Court ruled that gender couldn’t be used as a pricing factor and insurance providers duly complied. Read the rest of this entry »

Getting your boat ready for winter

October 10th, 2017

Winter Boat With summer a fast-fading memory it’s time to take your boat out of the water and get it ready for winter. Boats suffer more wear and tear when they are idle (moving parts need to be kept moving) and the harsh winter weather only makes matters worse. Taking your boat off the water provides the perfect opportunity to undertake essential maintenance, which will increase your boat’s lifespan, and mean that you’re ready to get going at the start of spring.  Read the rest of this entry »

Driving instructors and students are gearing-up for changes to the driving test

October 5th, 2017

P PlateMotoring has changed over the decades and the Driver and Vehicle Standards Agency (DVSA) has updated the driving test to keep up with the times. The changes will be testing for both driving instructors and students, but should prepare learners for a ‘lifetime of safe driving’. Read the rest of this entry »

Cheaper car insurance thanks to government U-Turn over Ogden rate

October 1st, 2017

U-Turn SignWith rising fuel prices and increasing insurance costs motorists are having a tough time. However, it’s not all doom and gloom; proposed changes to a little-known financial formula called the Ogden rate could cut insurance bills by hundreds of pounds.

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Getting your car ready for Autumn

September 25th, 2017

Autumn RoadAs the nights draw-in and the mercury falls; it’s time to wrap-up warm and get ready for winter. Autumn driving can take a toll on your vehicle and it’s a good idea to give it a little TLC before the hard months ahead.

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What is a car insurance write-off and how are the categories changing?

September 22nd, 2017

Car Write-offThe Association of British Insurers (ABI) is changing the code surrounding vehicle salvage and scrappage for the first time in over a decade. The moves are designed to take dangerous vehicles off the road for good and make it easier to buy second-hand cars with confidence. Read the rest of this entry »

Speed cameras: separating fact from fiction

September 14th, 2017

Speed CameraThere are few subjects that divide the motoring public more sharply than speed cameras. For most they are a necessary evil designed to make sure motorists obey the rules of the road, but for some they are simply piggy banks designed to fill-up council coffers. For such a contentious subject, speed cameras are shrouded in mystery, so we decided to lift the lid and separate fact from fiction. Read the rest of this entry »

Why are home insurance costs rising?

September 12th, 2017

Thunderstorm over HouseRecent figures from Britain’s biggest mortgage lender suggest that the housing market has stagnated and property prices are cooling across the country and falling in the capital. To make matters worse homeowners are being hit by higher insurance costs as premiums rise by the fastest rate in three years. Read the rest of this entry »