Forward Facing Cameras Mean Cheaper Taxi Insurance

Taxi laneFitting a forward facing camera in your taxi could cut your insurance by 30% a year and make you a safer driver. We asked the taxi insurance experts at Quoteline Direct how such a simple innovation could have such a positive impact on the insurance market.

“Sorting out insurance claims can be a costly and time consuming business, especially if there are no independent witnesses” begins Phil Leese a specialist broker at Quoteline Direct “As a result insurance providers often settle on a 50/50 basis. However, thanks to forward facing cameras there are now significantly fewer split liability claims as it’s much easier to see who’s at fault. And that means safer drivers don’t have to pay a premium for other road users’ carelessness”.

Besides helping to establish culpability in ‘knock for knock’ cases; forward facing cameras can also be useful combating whiplash fraud. “More advanced forward facing cameras have built-in impact sensors which automatically record the force of any impact” continues Phil “So not only do you get footage of the accident but you also get a measure of whether there are grounds for a personal injury claim.”

By helping to establish who’s to blame for an accident, and cutting down on bogus whiplash claims, forward facing cameras can mean substantial savings for taxi drivers. “Quoteline Direct has always been extremely competitive on taxi insurance” continues Phil “And with the help of forward facing cameras we have cut premiums by as much as 30% over the past 12 months.

“We have access to a number of providers who offer serious discounts for fitting forward facing cameras. Some policies even include the cost of fitting the cameras, otherwise you can pick-up an approved camera for £200; either way you’ll make savings”.

So it’s great news all round for forward facing cameras. Plus there’s plenty of anecdotal evidence that having a camera fitted in your vehicles can have a positive effect on your driving and also reduce fuel costs.

Forward facing cameras are one thing, but what about passenger facing cameras? “A few cities in the UK now allow taxis to record their passengers, and while the cameras may improve driver and passenger safety, they are unlikely to have any impact on insurance premiums” concludes Phil.

To find out more about how fitting a forward facing camera in your cab could save you a bundle on your taxi insurance visit our taxi insurance page or Tel: 0161 874 7777 for a competitive quote from our carefully chose panel of providers.

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