Driving Instructor Insurance FAQ

L plateThe insurance experts at Quoteline Direct tackle some of the most Frequently Asked Questions about driving instructor insurance:

Why is driving instructor insurance so expensive?

Admittedly driving instructor insurance is more expensive than standard cover, but with help from the right broker, it needn’t break the bank. Insurance premiums are calculated to reflect risk and driving instructors are much more likely to make a claim. Policies are written to cover ‘any driver’ and you won’t be surprised to read that learners are involved in more accidents.

However, there are several other reasons that push-up premiums for driving instructors. Driving school cars are often classified as ‘modified vehicles’ (for example: if they have dual controls, extra mirrors, or are sign-written) and you may need ‘hire or reward’ cover for taking payment in your vehicle.

How can I cut the cost of cover?

The simplest way to drive-down premiums is to get a bespoke policy that’s tailored to fit your individual needs. However, there are a number of other ways to make savings, such as: choosing a vehicle with a small engine that’s in a low insurance group, investing in additional vehicle security and parking securely at night. For more money saving tips talk to one of our insurance experts on Tel: 0161 874 7780 who will be happy to help.

How do I know I’m getting the best deal?

With nearly half a century’s experience we have built-up enough industry muscle to hammer out some great deals with the biggest names in the business. We have access to a panel of carefully chosen specialist insurers and compare policies across providers to find the right cover at the best price.

Can I get an online quote and arrange online cover?

Computer algorithms cope well with standard insurance products, but when it comes to specialist cover you need a human touch. Our experienced consultants will take your details and then ring-around our panel of providers to find the best deal. There are no forms to fill-in and cover can be arranged in a matter of minutes.

Do I need legal expenses insurance?

As everybody knows lawyers don’t come cheap and if you are involved in a legal dispute court costs quickly add-up. The good news is that we automatically include complimentary legal expenses insurance in all our policies; giving you peace of mind that you are completely covered.

Is it possible to spread payments?

While most brokers will allow you to pay monthly by Direct Debit (for an additional fee) we go one step further by offering 0% Interest Free Finance; now you can’t say fairer than that.

Can I get No Claims Discount?

All our policies allow careful driving instructors to build-up NCDs which could shave up to 65% off premiums, we also give instructors the option to protect their no claims bonus.

How do you handle insurance claims?

Our claims team has one goal and that’s to keep you and your business on the road. We aim to settle all claims as quickly as possible and can be contacted 24/7. We are also based here in the UK so you can be confident that we speak the same language.

If you have any further questions, or to get a competitive quote, visit our Driving Instructor Insurance page or Tel: 0161 874 7780 to speak with a member of our team headed up by Adam Anderson.

 


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