The dos and don’ts of finding a reliable tradesman

September 25th, 2014

plumber with monkey wrenchFinding a trusted local tradesman is easier said than done; so how can you tell the cowboys from the craftsmen and make sure that you don’t invite a rogue trader into your home? Read the rest of this entry »

FREE Brother labelling machine for tradesmen taking out Public, or Products Liability Insurance!

July 15th, 2014

brother labelling promotionAt Quoteline Direct we understand that you need the right tools for the job, and that’s why we are giving away a Brother labelling machine to qualifying tradesmen* who purchase (or renew) a Chaucer Liability Insurance in the next three months. Read the rest of this entry »

Accident, Sickness and Critical Illness Insurance Explained

July 2nd, 2014

eg_travicon_28Nobody likes to think that they will be unable to work due to accident or ill-health, but according to the Office for National Statistics more than 2 million people are signed-off work every year in the UK.

The economy is recovering slowly, but wages haven’t yet caught-up with outgoings, and family budgets remain tight. In fact, a recent report by Shelter found that nearly four million households would struggle to meet housing costs if they missed a month’s salary. Read the rest of this entry »

Insurance for Home Workers, Are You Breaking the Law?

February 15th, 2013

work from homeMillions of home workers are breaking the law because they fail to take out proper insurance cover. An estimated 5.4 million people work from home and half have inadequate insurance or no cover at all.

The number of people working from home has increased by 20% in the past decade, and it’s a trend that looks set to continue.  It’s not clear exactly why so many home workers aren’t adequately insured, but it’s likely to be due to a number of factors from simple misunderstanding to deliberate avoidance. Read the rest of this entry »

How to Stop your Tools Being Stolen

January 21st, 2013

Tools are a big part of any tradesman’s working life, not only do they represent a serious financial investment, but without them you won’t be able to earn a living. Unfortunately they also prove tempting targets for thieves. However, there are steps you can take to help stop your tools being stolen:

Empty your van at night: Lugging your tools inside might be the last thing you want to do at the end of a working day, but thieves will have a much harder time getting their hands on them if they are safely stored in your house or garage. Think of it as part of clearing up at the end of the day. Read the rest of this entry »

Public Liability Insurance Explained: Self Employment Isn’t Always a Risky Business

November 12th, 2012

Being self-employed can be a risky business; especially when you come in to contact with customers.

Unfortunately accidents do happen and if a third party becomes ill or injured as a result of your actions you could face an expensive personal injury claim. Courts can order sole traders and partnerships to pay damages to full the limit of their assets. And that could include your home and your car.

Public liability insurance is an affordable way of covering your costs and safeguarding your business and private finances. Read the rest of this entry »

Quoteline Direct launches an innovative new commercial insurance Product Picker

September 20th, 2012

Online insurance broker Quoteline Direct launches an innovative new ‘Product Picker’ to help commercial customers understand exactly what insurance cover they need.

Let’s face it – finding the right insurance for your business can get complicated. There are so many different types of cover, and different levels of indemnity, that it’s difficult knowing where to begin. There’s cover that’s required by law, cover that makes smart business sense, and cover that you won’t need at all. Read the rest of this entry »