How will Brexit affect buy to let landlords?

July 19th, 2016

Great Britain/Europe flags on wall : BrexitAs the dust settles after the country’s seismic decision to leave the European Union; financial commentators are speculating on how Brexit might impact the economy. With so many unknowns it’s little more than an educated guessing game, but some areas will be affected more than others, and housing is likely to be one of them. Gazing into our own financial crystal ball the future looks cloudy for buy to let landlords. Read the rest of this entry »

The problem with ‘block insurance’ policies for flats

June 2nd, 2016

 StairsIf you own a flat or apartment, you’ll know just how tricky it can be finding the right insurance.

Block policies often fall short of providing adequate cover for fixtures and fittings or adequate liability cover for landlords. Few insurance providers really understand the problem and even fewer offer cover.

At Quoteline Direct we have been carefully listening to our customers’ needs for nearly half a century, and we’ve been working hard to see how we can plug the gaps left by other brokers. Read the rest of this entry »

Most Common Landlords Insurance Claims

May 19th, 2016

Buy to let claimsThe key to successful property investment is looking after your assets; and that means making sure that you’ve got the right insurance. Landlords insurance is a specialist product designed to provide a financial safeguard against a host of potential problems from Public Liability to Rent Guarantee. Read the rest of this entry »

Landlords left out of pocket by over £5 billion every year

March 31st, 2016

Money bankAs every landlord knows the key to successful property investment is looking after your bottom line, and that means making sure that you’ve got the right buy to let insurance. Recent changes to tax legislation mean landlords are having a tough time, and to make matters worse they are losing out on £5.4 billion a year in unpaid rent and property damage. Read the rest of this entry »

Where’s best for student buy to let?

March 22nd, 2016

BooksLetting properties to students can be lucrative, but it’s all about ‘Location Location Location’. A report by a leading property website has revealed the ‘best’ and ‘worst’ places to invest in the student buy-to-let market and the findings make for interesting reading. Read the rest of this entry »

Top Ten Buy to Let Tips

January 27th, 2016

Coffee spillage on paperworkTaking your first steps on the property investment ladder can be daunting; so we decided to ask some seasoned buy to let landlords how to get things right first time: Read the rest of this entry »

Should landlords let their tenants redecorate?

January 20th, 2016

Decorator paintingWith property prices going through the roof it’s harder than ever for first time buyers to get a foot on the property ladder and tenants are renting for longer and longer periods. Landlords are often reluctant to let their tenants decorate, but transforming a house into a home can benefit everyone involved. Read the rest of this entry »

Buy to let booms despite budgetary bashing

July 31st, 2015

buy to let boomsThanks to low interest rates and rising property prices buy to let is booming, but could tax changes announced in the budget mean tough times ahead for landlords? Quoteline Direct looks at the financial impact of George Osborne’s ‘tax bombshell’ and asks whether the changes will take the shine off buy to let investment. Read the rest of this entry »

Landlords Contents Insurance Explained

June 18th, 2015

Buy to let fireThe first rule of business is to protect your assets and as a landlord that means making sure that you’ve got the right insurance. Every landlord knows that buildings insurance is an established ‘buy to let basic’, but we are often asked if landlords really need contents insurance. Read the rest of this entry »

Why it makes sense for landlords to spread the love

April 24th, 2015

Plant pot giftThanks to rock bottom interest rates and liberal lending buy to let is booming, and with changes to pensions regulations a new breed of landlord is about to enter the market. Dubbed ‘granlords’ by the media it’s expected that large numbers of over 55s will cash-in their pension pots and get-in on the buy to let game. Read the rest of this entry »