Common holiday home insurance claims…and how they can be avoided  

April 27th, 2018

Holiday homes can be risky to insure, but it doesn’t mean your premiums need to go through the roof. We’ve been digging through the data to identify the most common claims and what steps you can take to keep your property safe and secure (and your NCD intact): Read the rest of this entry »

Halloween Special:  Forget about fright night – have you heard about fright week?

October 26th, 2017

Halloween pumpkin Halloween is just around the corner and households are being urged to take simple steps to avoid getting a nasty financial fright:

 

 

 

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How to stop identity thieves and cyber criminals

May 10th, 2017

Cyber security word cloudNew figures released by Cifas (the country’s leading fraud prevention service) show that fraud is at the highest level since records began. Identity theft accounted for just over half of all fraud cases and nearly 80% of it took place online. Take the following steps to make sure that you’re not a target: Read the rest of this entry »

Are you sure your shed is insured?

April 26th, 2017

Flower potsOnce upon a time the humble shed was a neglected garden outpost, rarely visited and home to a handful of rusting tools. Today’s sheds are a completely different story, they can be things of splendour and they’re often packed with hundreds of pounds’ worth of gardening gizmos. Read the rest of this entry »

How to avoid unwittingly invalidating your home insurance

March 24th, 2017

Builder with cement machineIt’s often said that knowledge is power and when it comes to home insurance it really does pay to know exactly where you stand. Take time to read the small print and you’ll enjoy the peace of mind that you and your property are completely covered. Take special note of the points below that are often overlooked by homeowners: Read the rest of this entry »

Nation overlooking £5 billion in easy insurance pickings

August 28th, 2016

insurance savingsThere’s a well-known saying in healthcare circles that ‘prevention is better than cure’, but could the same be applied to financial circles and what would it mean for insurance? It’s exactly the question that’s been bothering one provider and they have come to some surprising conclusions. Read the rest of this entry »

Identity theft: how to keep your personal details personal

July 13th, 2016

Lock & keyA recent report has thrown light on the extent of online identity theft and it makes for illuminating reading. Research carried out by Cifas (the national fraud prevention service) has revealed that the number of cases of identity theft has doubled in the past year and the problem looks likely to get worse. Read the rest of this entry »

Is your garden insured under your home insurance policy?

April 27th, 2016

LawnmowerAfter a long wet winter spring is finally in the air. The fruit trees are in blossom, the bulbs have burst into life and longer evenings mean we can all spend more time in the garden. As a nation we take gardening seriously and the average household spends nearly £320 a year on their garden with the figure climbing to £380 for families with children. Read the rest of this entry »

Christmas Contents Insurance Considerations

December 16th, 2015

Christmas presentsChristmas may be the season of goodwill for most of mankind, but for burglars it’s a chance to work overtime. Long dark winter nights provide plenty of cover for burglars to go about their business and piles of lovingly wrapped presents make easy targets for thieves.  Take the following steps to make sure that burglars don’t ruin your Christmas: Read the rest of this entry »

Burglars: Get On Your Bike!

October 8th, 2015

bicycle lockA leading home insurer has revealed the most common burglary claims and the report makes for interesting reading. Homeowners would be forgiven for automatically assuming that electronic devices claim the top spot, whereas most claims are actually made for the humble bicycle. Read the rest of this entry »