UK holiday home insurance FAQ

February 22nd, 2017

Coloured garagesFinding the right insurance for your holiday home can leave you feeling like you need a well-earned break. The big aggregator websites haven’t yet mustered the computing power to compare policies online and that means hours of ringing around to find the best quote. However, with help from Quoteline Direct we can find the right policy at the right price; and that’s guaranteed. Read the rest of this entry »

Insurers get prepared for winter floods

December 15th, 2016

Figure holding safety floatLast winter’s floods devastated communities and cost insurers £1.3billion in claims. In preparation for possible wet weather ahead the insurance industry has 5,000 workers on standby ready to handle calls about claims and provide practical advice on the ground.

 

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Insurance Premium Tax Doubles in Just Two Years

December 6th, 2016

ipt-taxIt’s bad news for motorists as The Chancellor of the Exchequer announced yet another Insurance Premium Tax (IPT) hike in the autumn statement. IPT was raised from 6% to 9.5% in the summer of 2015 and again to 10% in autumn this year. The latest tax hike will come into effect next summer where IPT will be set at 12%. Put another way that means IPT has doubled in two years and is now a long way from the 2.5% originally levied back in 1994. Read the rest of this entry »

How to prevent freezing and burst pipes

November 24th, 2016

Frozen-tapAfter last year’s unseasonably mild winter, and the warmest summer on record, it’s easy to forget that the mercury regularly drops below zero during the winter months. The Met Office has predicted that an arctic blast will cause ‘below average’ temperatures in the coming months and insurers are urging households to prepare for the worst. Read the rest of this entry »

Preparing your home for winter weather

November 2nd, 2016

hpuse-ready-for-winterWith the nights closing in and the temperature dropping; it’s time to get your home ready for winter. Take the following steps to prepare your house for the worst of the weather:

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The problem with ‘block insurance’ policies for flats

June 2nd, 2016

 StairsIf you own a flat or apartment, you’ll know just how tricky it can be finding the right insurance.

Block policies often fall short of providing adequate cover for fixtures and fittings or adequate liability cover for landlords. Few insurance providers really understand the problem and even fewer offer cover.

At Quoteline Direct we have been carefully listening to our customers’ needs for nearly half a century, and we’ve been working hard to see how we can plug the gaps left by other brokers. Read the rest of this entry »

Quoteline Direct launches online ‘Quote & Buy’ system for Overseas Holiday Home Insurance

May 17th, 2016

Flooded homeAt Quoteline Direct we have been carefully listening to our customers for nearly half a century and we are often asked the same question: why is it so difficult to arrange overseas holiday home insurance online without the hassle of endlessly ringing around providers?
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Is your garden insured under your home insurance policy?

April 27th, 2016

LawnmowerAfter a long wet winter spring is finally in the air. The fruit trees are in blossom, the bulbs have burst into life and longer evenings mean we can all spend more time in the garden. As a nation we take gardening seriously and the average household spends nearly £320 a year on their garden with the figure climbing to £380 for families with children. Read the rest of this entry »

Launch of Flood Re provides a lifeline for homes at risk of flooding

April 14th, 2016

Flood rubber bootsAfter the wettest winter on record the clean-up bill for the damage caused by the floods is estimated to cost insurers an eye-watering £1.4billion. Rising floodwaters have been matched by rising household insurance premiums and with climate change the problem looks likely to get worse. Read the rest of this entry »

Top Ten Homebuyer Mistakes

March 14th, 2016

Homebuyer mistakesA survey has revealed that one in five homeowners admitted to making mistakes they regretted when buying their property. Buying a house is widely regarded as one of life’s most stressful events and savvy investors will learn from other people’s mistakes: Read the rest of this entry »