How to find the best insurance for an underpinned property

February 12th, 2018

cracked wall and subsidence If you own an underpinned property, you’ll know just how difficult it can be finding affordable insurance. Subsidence claims have a nasty habit of coming back to bite homeowners, and insurers charge higher premiums to reflect the risk. However, with expert help from Quoteline Direct, we can bring your premiums back down to earth. Here’s why we are streets ahead of the competition: Read the rest of this entry »

Home Insurance at Christmas

December 21st, 2017

christmas present The festive season is a time of celebration, and with the right home insurance, you can unwind knowing that you won’t get any unwelcome financial surprises:

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How to beat the rising cost of home insurance

November 27th, 2017

home insuranceIn today’s tough economic climate homeowners are being forced to make difficult choices. Energy bills are rising year-on-year and with food bills set to skyrocket it’s hardly surprising that homeowners are tightening their belts.

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Landlords guide to getting ready for winter

November 17th, 2017

Winter’s coming and landlords won’t be surprised to read that it’s the busiest time of the year for property insurance claims (which peak in February). It’s said that prevention is better than cure and the following ten steps are designed to minimise the risk of making a claim: Read the rest of this entry »

Halloween Special:  Forget about fright night – have you heard about fright week?

October 26th, 2017

Halloween pumpkin Halloween is just around the corner and households are being urged to take simple steps to avoid getting a nasty financial fright:

 

 

 

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Why are home insurance costs rising?

September 12th, 2017

Thunderstorm over HouseRecent figures from Britain’s biggest mortgage lender suggest that the housing market has stagnated and property prices are cooling across the country and falling in the capital. To make matters worse homeowners are being hit by higher insurance costs as premiums rise by the fastest rate in three years. Read the rest of this entry »

Home Insurance: 10 Ways to Cut the Cost of Cover

July 24th, 2017

Bird houseShop Around To get the best policy at the best price you need to do a little homework. Comparison websites are a good start, but some providers refuse to pay the commission and won’t sign-up, which means you need to broaden your search. Better still save yourself the bother and get a trusted broker to do all the hard work for you. Quoteline Direct has been in the business for half a century and we’ve got access to some seriously competitive policies that are hard to beat. Read the rest of this entry »

Insurance tax hike hits millions of policyholders

June 9th, 2017

TAXMillions of homeowners and businesses have been hammered by another tax hike as Insurance Premium Tax (IPT) climbs to 12%. The changes came into effect at the beginning of June and mean that the tax charged on most insurance products has doubled from 6% in 2015 and is now estimated to net the treasury £7billion a year. Read the rest of this entry »

Are you sure your shed is insured?

April 26th, 2017

Flower potsOnce upon a time the humble shed was a neglected garden outpost, rarely visited and home to a handful of rusting tools. Today’s sheds are a completely different story, they can be things of splendour and they’re often packed with hundreds of pounds’ worth of gardening gizmos. Read the rest of this entry »

Homes at risk of flooding enjoy affordable insurance

April 20th, 2017

Flood warning signThis month Flood Re celebrates its first birthday and it’s been a busy year. If you haven’t heard of Flood Re it’s a government backed scheme aimed at helping homeowners at risk of flooding find affordable insurance. Flood Re has been a real success story underpinning 130,000 home insurance policies in its first 12 months of life. Read the rest of this entry »