How to beat the rising cost of home insurance

November 27th, 2017

home insuranceIn today’s tough economic climate homeowners are being forced to make difficult choices. Energy bills are rising year-on-year and with food bills set to skyrocket it’s hardly surprising that homeowners are tightening their belts. Read the rest of this entry »

Landlords guide to getting ready for winter

November 17th, 2017

Winter’s coming and landlords won’t be surprised to read that it’s the busiest time of the year for property insurance claims (which peak in February). It’s said that prevention is better than cure and the following ten steps are designed to minimise the risk of making a claim: Read the rest of this entry »

Halloween Special:  Forget about fright night – have you heard about fright week?

October 26th, 2017

Halloween pumpkin Halloween is just around the corner and households are being urged to take simple steps to avoid getting a nasty financial fright:

 

 

 

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Why are home insurance costs rising?

September 12th, 2017

Thunderstorm over HouseRecent figures from Britain’s biggest mortgage lender suggest that the housing market has stagnated and property prices are cooling across the country and falling in the capital. To make matters worse homeowners are being hit by higher insurance costs as premiums rise by the fastest rate in three years. Read the rest of this entry »

Home Insurance: 10 Ways to Cut the Cost of Cover

July 24th, 2017

Bird houseShop Around To get the best policy at the best price you need to do a little homework. Comparison websites are a good start, but some providers refuse to pay the commission and won’t sign-up, which means you need to broaden your search. Better still save yourself the bother and get a trusted broker to do all the hard work for you. Quoteline Direct has been in the business for half a century and we’ve got access to some seriously competitive policies that are hard to beat. Read the rest of this entry »

Insurance tax hike hits millions of policyholders

June 9th, 2017

TAXMillions of homeowners and businesses have been hammered by another tax hike as Insurance Premium Tax (IPT) climbs to 12%. The changes came into effect at the beginning of June and mean that the tax charged on most insurance products has doubled from 6% in 2015 and is now estimated to net the treasury £7billion a year. Read the rest of this entry »

Are you sure your shed is insured?

April 26th, 2017

Flower potsOnce upon a time the humble shed was a neglected garden outpost, rarely visited and home to a handful of rusting tools. Today’s sheds are a completely different story, they can be things of splendour and they’re often packed with hundreds of pounds’ worth of gardening gizmos. Read the rest of this entry »

Homes at risk of flooding enjoy affordable insurance

April 20th, 2017

Flood warning signThis month Flood Re celebrates its first birthday and it’s been a busy year. If you haven’t heard of Flood Re it’s a government backed scheme aimed at helping homeowners at risk of flooding find affordable insurance. Flood Re has been a real success story underpinning 130,000 home insurance policies in its first 12 months of life. Read the rest of this entry »

How to avoid unwittingly invalidating your home insurance

March 24th, 2017

Builder with cement machineIt’s often said that knowledge is power and when it comes to home insurance it really does pay to know exactly where you stand. Take time to read the small print and you’ll enjoy the peace of mind that you and your property are completely covered. Take special note of the points below that are often overlooked by homeowners: Read the rest of this entry »

How home insurance could help you defend your legal rights

March 17th, 2017

Statue holding balance scaleIn the not too distant past a job was for life, but the world of work is changing, and today people regularly switch jobs. A recent study revealed that the average Briton will undertake six different roles in six different companies throughout their career. And the greater number of jobs someone holds; the greater the chances of being involved in an employment dispute. Read the rest of this entry »