How to avoid unwittingly invalidating your home insurance

March 24th, 2017

It’s often said that knowledge is power and when it comes to home insurance it really does pay to know exactly where you stand. Take time to read the small print and you’ll enjoy the peace of mind that you and your property are completely covered. Take special note of the points below that are often overlooked by homeowners: Read the rest of this entry »

How home insurance could help you defend your legal rights

March 17th, 2017

In the not too distant past a job was for life, but the world of work is changing, and today people regularly switch jobs. A recent study revealed that the average Briton will undertake six different roles in six different companies throughout their career. And the greater number of jobs someone holds; the greater the chances of being involved in an employment dispute. Read the rest of this entry »

Top five overseas holiday home hotspots

February 28th, 2017

Don’t be put off by Brexit; there are still plenty of financially sound reasons to invest in a holiday home in Europe. Stick to the fundamental rules of getting a good property in a great location and there are serious returns for the savvy investor.

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UK holiday home insurance FAQ

February 22nd, 2017

Finding the right insurance for your holiday home can leave you feeling like you need a well-earned break. The big aggregator websites haven’t yet mustered the computing power to compare policies online and that means hours of ringing around to find the best quote. However, with help from Quoteline Direct we can find the right policy at the right price; and that’s guaranteed. Read the rest of this entry »

Insurers get prepared for winter floods

December 15th, 2016

business-flood-insurance-imageLast winter’s floods devastated communities and cost insurers £1.3billion in claims. In preparation for possible wet weather ahead the insurance industry has 5,000 workers on standby ready to handle calls about claims and provide practical advice on the ground.

 

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Insurance Premium Tax Doubles in Just Two Years

December 6th, 2016

ipt-taxIt’s bad news for motorists as The Chancellor of the Exchequer announced yet another Insurance Premium Tax (IPT) hike in the autumn statement. IPT was raised from 6% to 9.5% in the summer of 2015 and again to 10% in autumn this year. The latest tax hike will come into effect next summer where IPT will be set at 12%. Put another way that means IPT has doubled in two years and is now a long way from the 2.5% originally levied back in 1994. Read the rest of this entry »

How to prevent freezing and burst pipes

November 24th, 2016

frozen-tapAfter last year’s unseasonably mild winter, and the warmest summer on record, it’s easy to forget that the mercury regularly drops below zero during the winter months. The Met Office has predicted that an arctic blast will cause ‘below average’ temperatures in the coming months and insurers are urging households to prepare for the worst. Read the rest of this entry »

Preparing your home for winter weather

November 2nd, 2016

hpuse-ready-for-winterWith the nights closing in and the temperature dropping; it’s time to get your home ready for winter. Take the following steps to prepare your house for the worst of the weather:

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The problem with ‘block insurance’ policies for flats

June 2nd, 2016

 more flatsIf you own a flat or apartment, you’ll know just how tricky it can be finding the right insurance.

Block policies often fall short of providing adequate cover for fixtures and fittings or adequate liability cover for landlords. Few insurance providers really understand the problem and even fewer offer cover.

At Quoteline Direct we have been carefully listening to our customers’ needs for nearly half a century, and we’ve been working hard to see how we can plug the gaps left by other brokers. Read the rest of this entry »

Quoteline Direct launches online ‘Quote & Buy’ system for Overseas Holiday Home Insurance

May 17th, 2016

holiday home insuranceAt Quoteline Direct we have been carefully listening to our customers for nearly half a century and we are often asked the same question: why is it so difficult to arrange overseas holiday home insurance online without the hassle of endlessly ringing around providers?
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