15 fascinating facts about cars that you won’t forget 

May 18th, 2017

Taking your driving test can be a daunting experience, and with a pass rate of just 47.2%, novice drivers have got every right to be nervous. Men are more likely to pass than women (50.06% compared with 44.1%) and if at first you don’t succeed; you can always try and try again. Read the rest of this entry »

Everything you need to know about transferring insurance when you buy a new car

May 16th, 2017

Do I need to cancel my current policy and get a new one?

Most insurance providers will allow you to transfer cover from one vehicle to another, but you’ll need to cover admin costs. Before you buy a new car it’s important to know exactly how it will affect your premiums; otherwise you could get a nasty financial shock. Make a note of the vehicle registration, make and model and get in touch with your broker for a quote. Read the rest of this entry »

How to spot car insurance fraudsters at work

May 12th, 2017

Despite the government and the insurance industry’s best efforts; car insurance fraud continues to climb. Research by a leading insurer has revealed a 30% jump in fraud over the past 12 months and it’s law abiding motorists who are paying the price. Read the rest of this entry »

Potholes continue to plague the country’s roads

April 6th, 2017

Set out in your car and it’s only a matter of time until you hit a stretch of road that’s pockmarked with potholes. Every motorist knows that the country’s roads are in a mess and a recent report has put a price on the overall repair bill. The Asphalt Industry Alliance (AIA) has calculated that the local road network needs £12billion worth of investment just to keep it in a serviceable state. Without additional funds, they predict that one in six local roads will need to be resurfaced or closed in the next five years.
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Driving Instructor Insurance FAQ

March 30th, 2017

The insurance experts at Quoteline Direct tackle some of the most Frequently Asked Questions about driving instructor insurance:

Why is driving instructor insurance so expensive?

Admittedly driving instructor insurance is more expensive than standard cover, but with help from the right broker, it needn’t break the bank. Insurance premiums are calculated to reflect risk and driving instructors are much more likely to make a claim. Policies are written to cover ‘any driver’ and you won’t be surprised to read that learners are involved in more accidents. Read the rest of this entry »

The drive away from diesel

February 11th, 2017

In the not too distant past diesel vehicles were the face of green motoring. More miles per gallon meant fewer emissions and a gentler carbon footprint. Not only were diesel engines cleaner, but they were cheaper to run and had a longer lifespan. Buying a diesel was a ‘no brainer’ and the government even bribed motorists with cheaper road tax which drove sales from 14% to 36%. Read the rest of this entry »

Why it’s important to calculate, not guestimate, your average annual mileage

February 6th, 2017

Filling-in forms might be one of modern life’s bugbears, but when it comes to car insurance it’s important that you don’t cut corners.  Research has revealed that over a quarter of drivers ‘guestimate’ their annual mileage when getting a quote, rather than taking the time to accurately input their mileage. Put down a figure that’s too high and the chances are that you’ll be paying over the odds for your policy; put down a figure that’s too low and you could unwittingly invalidate your insurance. Read the rest of this entry »

Smooth Operators: Saving fuel and saving the planet

January 25th, 2017

Research by a leading insurer has found that ‘driving aggressively’ could add as much as £560 on to your annual fuel bill. Crunching the data collected from 2,000 telematics boxes revealed that the worst drivers used over 60% more fuel costing an extra £50 a month. Over the course of a year dodgy drivers spent an average of £1,398 on fuel compared with just £836 for the most competent drivers. Read the rest of this entry »

How to find competitive 4×4 car insurance

December 28th, 2016

If you drive a 4×4 you’ll know just how difficult it can be finding sensibly priced insurance. 4X4s tend to be bigger vehicles, with more powerful engines, which pushes them into higher insurance groups. They also make tempting targets for thieves which further pushes-up insurance premiums. However, it’s not all doom and gloom, with help from the right broker; 4×4 insurance needn’t break the bank. Read the rest of this entry »

Insurance Premium Tax Doubles in Just Two Years

December 6th, 2016

ipt-taxIt’s bad news for motorists as The Chancellor of the Exchequer announced yet another Insurance Premium Tax (IPT) hike in the autumn statement. IPT was raised from 6% to 9.5% in the summer of 2015 and again to 10% in autumn this year. The latest tax hike will come into effect next summer where IPT will be set at 12%. Put another way that means IPT has doubled in two years and is now a long way from the 2.5% originally levied back in 1994. Read the rest of this entry »