How to find competitive 4×4 car insurance

December 28th, 2016

If you drive a 4×4 you’ll know just how difficult it can be finding sensibly priced insurance. 4X4s tend to be bigger vehicles, with more powerful engines, which pushes them into higher insurance groups. They also make tempting targets for thieves which further pushes-up insurance premiums. However, it’s not all doom and gloom, with help from the right broker; 4×4 insurance needn’t break the bank. Read the rest of this entry »

Insurance Premium Tax Doubles in Just Two Years

December 6th, 2016

ipt-taxIt’s bad news for motorists as The Chancellor of the Exchequer announced yet another Insurance Premium Tax (IPT) hike in the autumn statement. IPT was raised from 6% to 9.5% in the summer of 2015 and again to 10% in autumn this year. The latest tax hike will come into effect next summer where IPT will be set at 12%. Put another way that means IPT has doubled in two years and is now a long way from the 2.5% originally levied back in 1994. Read the rest of this entry »

Top Tips for Test Driving a Car

December 2nd, 2016

test-drive-carBuying a new car can be a daunting experience and it’s all too easy to let your heart overrule your head. The key is to keep calm and methodically take the following steps:




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Government clampdown on whiplash fraud could cut insurance by £40.00

November 23rd, 2016

possible-whiplashMillions of motorists can look forward to cheaper car insurance premiums thanks to new government plans to cut bogus compensation claims. The UK has become known as ‘the whiplash capital of the world’ and it’s a nickname that the government and the insurance industry are keen shake off.

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Government clampdown on drivers using mobile phones

October 4th, 2016

driver-distractionThese days it seems that tragic stories of accidents caused by motorists using their mobiles are never far from the headlines. If you go for a drive there’s a good chance that you’ll see someone using their mobile behind the wheel: it might make your blood boil, but it probably won’t be a surprise. Something is going badly wrong and a hard-hitting report by the RAC has cast light on the scope of the problem. Faced with the cold facts (and a national newspaper campaign) the government have been quick to change gear and introduce much tougher penalties. Read the rest of this entry »

Secrets of Your Car Insurance

September 20th, 2016

car-secrets-4Car Insurance rarely makes it into the mainstream media, but with rising premiums ITV decided to tackle the reasons for the recent price hikes. The Secrets of Your Car Insurance made for interesting viewing, covering familiar ground as well as new territory. So what’s behind the spiralling cost of car insurance? Read the rest of this entry »

Ten Tips for Driving at Night

September 13th, 2016

night-driving-2With summer a fast fading memory and the evenings stretching out; for motorists that means more driving in the dark. Reduced visibility and impaired perception make night driving more dangerous. Government figures show that 40% of traffic accidents happen after dark and 20% of serious motorway accidents are caused by drivers falling asleep behind the wheel. The following tips are designed to reduce risk and make sure you arrive at your destination safely:

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Fear of driving on the motorway

September 8th, 2016

motorway-phobia-editA recent report by a leading automotive organisation has revealed that almost half of motorists know someone who’s happy to drive well out of their way to avoid motorways. Figures show that one in fifty will ‘go the long way around’ rather than face a motorway.  Do the maths and that adds-up to 13,000 motorists making daily detours, adding an extra 600 miles to the average odometer every year. Read the rest of this entry »

Nation overlooking £5 billion in easy insurance pickings

August 28th, 2016

insurance savingsThere’s a well-known saying in healthcare circles that ‘prevention is better than cure’, but could the same be applied to financial circles and what would it mean for insurance? It’s exactly the question that’s been bothering one provider and they have come to some surprising conclusions. Read the rest of this entry »

When motorists see red: A lifetime at the traffic lights

August 13th, 2016

traffic lightsTraffic lights are the bane of the modern motorist. Waiting for a red light to change can take a lifetime as time seems to tick more slowly, then there are those days when all the lights are ‘against you’; so it’s hardly surprising that the traffic light is one of the most maligned pieces of roadside furniture. Read the rest of this entry »