The drive away from diesel

February 11th, 2017

In the not too distant past diesel vehicles were the face of green motoring. More miles per gallon meant fewer emissions and a gentler carbon footprint. Not only were diesel engines cleaner, but they were cheaper to run and had a longer lifespan. Buying a diesel was a ‘no brainer’ and the government even bribed motorists with cheaper road tax which drove sales from 14% to 36%. Read the rest of this entry »

Why it’s important to calculate, not guestimate, your average annual mileage

February 6th, 2017

Filling-in forms might be one of modern life’s bugbears, but when it comes to car insurance it’s important that you don’t cut corners.  Research has revealed that over a quarter of drivers ‘guestimate’ their annual mileage when getting a quote, rather than taking the time to accurately input their mileage. Put down a figure that’s too high and the chances are that you’ll be paying over the odds for your policy; put down a figure that’s too low and you could unwittingly invalidate your insurance. Read the rest of this entry »

Smooth Operators: Saving fuel and saving the planet

January 25th, 2017

Research by a leading insurer has found that ‘driving aggressively’ could add as much as £560 on to your annual fuel bill. Crunching the data collected from 2,000 telematics boxes revealed that the worst drivers used over 60% more fuel costing an extra £50 a month. Over the course of a year dodgy drivers spent an average of £1,398 on fuel compared with just £836 for the most competent drivers. Read the rest of this entry »

How to find competitive 4×4 car insurance

December 28th, 2016

If you drive a 4×4 you’ll know just how difficult it can be finding sensibly priced insurance. 4X4s tend to be bigger vehicles, with more powerful engines, which pushes them into higher insurance groups. They also make tempting targets for thieves which further pushes-up insurance premiums. However, it’s not all doom and gloom, with help from the right broker; 4×4 insurance needn’t break the bank. Read the rest of this entry »

Insurance Premium Tax Doubles in Just Two Years

December 6th, 2016

ipt-taxIt’s bad news for motorists as The Chancellor of the Exchequer announced yet another Insurance Premium Tax (IPT) hike in the autumn statement. IPT was raised from 6% to 9.5% in the summer of 2015 and again to 10% in autumn this year. The latest tax hike will come into effect next summer where IPT will be set at 12%. Put another way that means IPT has doubled in two years and is now a long way from the 2.5% originally levied back in 1994. Read the rest of this entry »

Top Tips for Test Driving a Car

December 2nd, 2016

test-drive-carBuying a new car can be a daunting experience and it’s all too easy to let your heart overrule your head. The key is to keep calm and methodically take the following steps:

 

 

 

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Government clampdown on whiplash fraud could cut insurance by £40.00

November 23rd, 2016

possible-whiplashMillions of motorists can look forward to cheaper car insurance premiums thanks to new government plans to cut bogus compensation claims. The UK has become known as ‘the whiplash capital of the world’ and it’s a nickname that the government and the insurance industry are keen shake off.

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Government clampdown on drivers using mobile phones

October 4th, 2016

driver-distractionThese days it seems that tragic stories of accidents caused by motorists using their mobiles are never far from the headlines. If you go for a drive there’s a good chance that you’ll see someone using their mobile behind the wheel: it might make your blood boil, but it probably won’t be a surprise. Something is going badly wrong and a hard-hitting report by the RAC has cast light on the scope of the problem. Faced with the cold facts (and a national newspaper campaign) the government have been quick to change gear and introduce much tougher penalties. Read the rest of this entry »

Secrets of Your Car Insurance

September 20th, 2016

car-secrets-4Car Insurance rarely makes it into the mainstream media, but with rising premiums ITV decided to tackle the reasons for the recent price hikes. The Secrets of Your Car Insurance made for interesting viewing, covering familiar ground as well as new territory. So what’s behind the spiralling cost of car insurance? Read the rest of this entry »

Ten Tips for Driving at Night

September 13th, 2016

night-driving-2With summer a fast fading memory and the evenings stretching out; for motorists that means more driving in the dark. Reduced visibility and impaired perception make night driving more dangerous. Government figures show that 40% of traffic accidents happen after dark and 20% of serious motorway accidents are caused by drivers falling asleep behind the wheel. The following tips are designed to reduce risk and make sure you arrive at your destination safely:

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