Excessive Excess: What’s the right level of voluntary insurance excess?

April 19th, 2018

what's the right insurance excessMost motorists assume that one of the easiest ways to drive down the cost of their car insurance is to bump-up their claims excess, but a recent report has revealed that opting for a higher excess might not make financial sense.

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Potholes are making millions of motorists’ lives a misery 

April 9th, 2018

potholes and roadworksAfter the long wet winter it’s hardly surprising that that country’s roads need a little TLC, but is the British weather solely to blame for the recent plague pf potholes? Quoteline Direct digs into the real reasons for the proliferation in potholes and asks why motorists are being given a bumpy ride. Read the rest of this entry »

Guide to Ghost Brokers: Car Insurance Fraud Uncovered

February 16th, 2018

car insurance fraud Ghost brokers are back in the headlines as police launch a national campaign to warn motorists about car insurance policies that go bump in the night. Ghost brokers are fraudsters who sell phantom insurance policies that are nothing more than an illusion, and the really scary thing is that victims often don’t know they’ve been duped. Read the rest of this entry »

Car Insurance with Criminal Conviction Explained

February 6th, 2018

car criminal convictionHow many motorists have a criminal record?

It’s difficult to get accurate figures on the number of motorists with a criminal record, but you’re certainly not alone. A recent FOI request revealed that more than 11million people have a criminal record which is approximately 20% of the adult population. Given that there are 45.5million active driving licences in the country, there could be as many as 10million motorists with a criminal record. The leading advocacy group Unlock has calculated there are nearly three quarters of a million individuals with unspent criminal convictions in England and Wales. Read the rest of this entry »

Drop in drivers using mobile phones behind the wheel

January 3rd, 2018

mobile phone when drivingThe dangers of driver distraction are well documented and the consequences of using a mobile phone behind the wheel can be catastrophic. In March the government decided to tackle the problem head-on with new legislation and tougher penalties. Drivers caught using a handheld device will be given six penalty points and fined £200, and initial reports indicate the clampdown is changing motorists’ behaviour. Read the rest of this entry »

Driving home for Christmas: winter driving tips  

December 15th, 2017

christmas drivingChristmas is one of the busiest times of the year on the country’s roads and seasonal cheer is sometimes in short supply. Heavy traffic and adverse weather can take the sparkle out of a festive road trip, but with the right planning you can have a safe and stress-free journey: Read the rest of this entry »

When is it worth making a car insurance claim?

December 13th, 2017

Car insurance claimsIf your car is written-off or stolen you wouldn’t think twice about making an insurance claim, but what if someone leaves a dent in your bodywork that’s relatively cheap and easy to fix? It’s a simple enough question that comes with a complicated answer. Each insurance claim is unique and without the details we can’t crunch the numbers, but we can explain the costs involved in making a claim and how it could impact your premiums. Read the rest of this entry »

Can the nation’s driving habits help cut harmful emissions?

November 2nd, 2017

diesel pumpThe effects of pollution caused by cars is never far from the headlines and motor manufacturers are being forced to clean up their act. Recent media pressure started with the emissions scandal dubbed ‘dieselgate’ which exposed the industry-wide practice of fudging exhaust emissions results to paint new vehicles in a greener light. Read the rest of this entry »

Driving instructors and students are gearing-up for changes to the driving test

October 5th, 2017

P PlateMotoring has changed over the decades and the Driver and Vehicle Standards Agency (DVSA) has updated the driving test to keep up with the times. The changes will be testing for both driving instructors and students, but should prepare learners for a ‘lifetime of safe driving’. Read the rest of this entry »

Cheaper car insurance thanks to government U-Turn over Ogden rate

October 1st, 2017

U-Turn SignWith rising fuel prices and increasing insurance costs motorists are having a tough time. However, it’s not all doom and gloom; proposed changes to a little-known financial formula called the Ogden rate could cut insurance bills by hundreds of pounds.

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