Business Interruption Insurance Explained

November 24th, 2017

Business interruption What is business interruption insurance?

Business interruption insurance is designed to help businesses through periods when they are unable to trade due an unexpected setback such as a fire or flood. It covers loss of income and additional expenses and aims to ensure that the business stays on a firm financial footing. Read the rest of this entry »

Why businesses need Directors & Officers Insurance

November 7th, 2017

D&O InsuranceDirectors and Officers Insurance is designed to cover an individual’s legal costs in cases of negligence or malpractice, and as everybody knows court costs quickly add-up. Life is becoming increasingly litigious and allegations of wrongdoing can be brought by any number of people from competitors and customers to colleagues. D&O insurance is an essential safeguard for any size of business, and Quoteline Direct explains why:  Read the rest of this entry »

11 very good reasons to buy cyber risk insurance

October 18th, 2017

Cyber-crime is already a big problem and it’s only going to get worse. Recent research has revealed that 3million British businesses suffered cyber breaches last year which cost an estimated £21billion. With over half of businesses being targeted by cyber-criminals it’s time to take-out cyber risk insurance. Read the rest of this entry »

Identity theft hits a record high and insurers are being targeted

August 31st, 2017

Padlock & CodingIdentity theft is never far from the headlines and now the fraudsters are using stolen identities to take out insurance policies. A recent report by the leading fraud prevention service Cifas has revealed that identity fraud is at an all-time high with nearly 500 identities being stolen every day. They also recorded a staggering jump of 10,000% in the use of stolen personal details to purchase insurance products. Read the rest of this entry »

Business Car Insurance Explained

July 12th, 2017

Mercedes carsIt’s said that ‘the first rule of business is to protect your investments’ and that means making sure you’ve got the right insurance. If you use your car for business, you’ll know that cover can be costly, but with help from the right broker; it needn’t break the bank.

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How to stop identity thieves and cyber criminals

May 10th, 2017

Cyber security word cloudNew figures released by Cifas (the country’s leading fraud prevention service) show that fraud is at the highest level since records began. Identity theft accounted for just over half of all fraud cases and nearly 80% of it took place online. Take the following steps to make sure that you’re not a target: Read the rest of this entry »

Steps to starting your own business (Part Two)

March 7th, 2017

Paperclips & paperFinding funding Raising start-up capital can be complicated and you’ll need to carefully weigh-up your options. Traditional approaches include using personal assets and bank loans while more modern methods include crowdfunding and business angels. Explore all available avenues and forensically crunch the numbers. Read the rest of this entry »

Top tips for starting your own business (Part One)

March 3rd, 2017

Home deskStarting and running your own business requires plenty of planning and plenty of hard work. To help you get off on the right foot we asked successful entrepreneurs for their top tips and got so many responses that we decided to write two posts.

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Cyber Security Tips for Businesses

February 23rd, 2017

Laptop & PadlockThe recent opening of the National Cyber Security Centre at GCHQ underlined the fact that we are increasingly under threat from cyber criminals. At a national level stories of cyber security breaches are never far from the headlines and they don’t get much more serious than Kremlin hackers interfering in the US presidential election. At an individual and business level the UK government estimates that £27billion was lost to cyber-crime last year, with businesses bearing the brunt losing an estimated £21billion. Read the rest of this entry »

Affordable insurance for businesses at risk of flooding

December 23rd, 2016

Business floodIt’s great news for businesses located in flood risk areas as the British Insurance Brokers’ Association (BIBA) announces the launch of a new product aimed at helping commercial properties find competitive insurance.

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