11 very good reasons to buy cyber risk insurance

October 18th, 2017

Cyber-crime is already a big problem and it’s only going to get worse. Recent research has revealed that 3million British businesses suffered cyber breaches last year which cost an estimated £21billion. With over half of businesses being targeted by cyber-criminals it’s time to take-out cyber risk insurance. Read the rest of this entry »

Identity theft hits a record high and insurers are being targeted

August 31st, 2017

Padlock & CodingIdentity theft is never far from the headlines and now the fraudsters are using stolen identities to take out insurance policies. A recent report by the leading fraud prevention service Cifas has revealed that identity fraud is at an all-time high with nearly 500 identities being stolen every day. They also recorded a staggering jump of 10,000% in the use of stolen personal details to purchase insurance products. Read the rest of this entry »

Business Car Insurance Explained

July 12th, 2017

Mercedes carsIt’s said that ‘the first rule of business is to protect your investments’ and that means making sure you’ve got the right insurance. If you use your car for business, you’ll know that cover can be costly, but with help from the right broker; it needn’t break the bank.

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How to stop identity thieves and cyber criminals

May 10th, 2017

Cyber security word cloudNew figures released by Cifas (the country’s leading fraud prevention service) show that fraud is at the highest level since records began. Identity theft accounted for just over half of all fraud cases and nearly 80% of it took place online. Take the following steps to make sure that you’re not a target: Read the rest of this entry »

Steps to starting your own business (Part Two)

March 7th, 2017

Paperclips & paperFinding funding Raising start-up capital can be complicated and you’ll need to carefully weigh-up your options. Traditional approaches include using personal assets and bank loans while more modern methods include crowdfunding and business angels. Explore all available avenues and forensically crunch the numbers. Read the rest of this entry »

Top tips for starting your own business (Part One)

March 3rd, 2017

Home deskStarting and running your own business requires plenty of planning and plenty of hard work. To help you get off on the right foot we asked successful entrepreneurs for their top tips and got so many responses that we decided to write two posts.

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Cyber Security Tips for Businesses

February 23rd, 2017

Laptop & PadlockThe recent opening of the National Cyber Security Centre at GCHQ underlined the fact that we are increasingly under threat from cyber criminals. At a national level stories of cyber security breaches are never far from the headlines and they don’t get much more serious than Kremlin hackers interfering in the US presidential election. At an individual and business level the UK government estimates that £27billion was lost to cyber-crime last year, with businesses bearing the brunt losing an estimated £21billion. Read the rest of this entry »

Affordable insurance for businesses at risk of flooding

December 23rd, 2016

Business floodIt’s great news for businesses located in flood risk areas as the British Insurance Brokers’ Association (BIBA) announces the launch of a new product aimed at helping commercial properties find competitive insurance.

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Uncertain times leave small businesses underinsured

December 12th, 2016

Business menThe decision to leave the European Union means that British businesses are facing an uncertain future. Doubtless there will be some ‘winners’ and some ‘losers’, but one thing we do know is that the drop in the value of sterling could leave businesses vulnerable to the risk of being underinsured. Read the rest of this entry »

Why brokers are the best bet for business insurance

August 19th, 2016

general insuranceIt’s never been easier to buy ‘off the peg’ insurance products; just go online and choose from any number of price comparison websites that are fighting for your custom. However, insuring a business is much more complicated than insuring your car or home and you need a bespoke product that’s tailored to fit your individual business’ needs. Read the rest of this entry »