The Keys to a Perfect Crime

February 27th, 2015

keys and burglarsWhy bother breaking and entering when you can let yourself in through the front door? Last year the police recorded more than 6,000 burglaries as ‘unforced entries’ where stray spare keys were used to gain access to the property. Sometimes the keys had been stolen, sometimes they had simply fallen into the wrong hands, but most often they had been ‘hidden’ somewhere near to the property. Read the rest of this entry »

Tips for Driving in Europe

February 24th, 2015

holiday carIf you are planning on taking your car to the continent it’s important to know the local rules of the road. Motoring laws (and habits) vary from country to country and the following tips are designed to help your holiday go without a hitch: Read the rest of this entry »

Landlord guide to preventing identity theft

February 23rd, 2015

landlords identity theftWe often hear tales of tenants being treated unfairly by unscrupulous landlords, but we seldom hear stories where the shoe is on the other foot. However, unsuspecting landlords can make easy targets; especially when it comes to identity theft and fraud. Read the rest of this entry »

Are Burglar Alarms Worth The Bother?

February 18th, 2015

burglar alarmIn a word “yes”;insurance providers and the police both agree that fitting a home security system will reduce the risk of your property being burgled. Not only do alarms provide a strong visual deterrent, but they also alert neighbours to the fact that there are burglars about; forcing them to work quickly or get caught red handed. Fitting a burglar alarm can also reduce the cost of your home insurance, but with so many to choose from it can be difficult knowing where to begin.   Read the rest of this entry »

How Modifying your Car can Change your Premiums

February 16th, 2015

vehicle modificationOne of the more unusual stories to hit the headlines recently involves a dispute between a vicar and her insurance provider over whether the Christian slogans on her car qualify as ‘modifications’ and therefore invalidate her insurance policy. Read the rest of this entry »

January Insurance News Round-up: Six of the Best

February 12th, 2015

computer securityCyber Risk Insurance Gets Personal

Cyber risk insurance provides essential protection for businesses with an online footprint and soon similar cover may be offered to individuals. Over in France the insurance giant AXA is already testing the market and soon ‘cyber attack insurance’ could make its way across the channel. Read the rest of this entry »

End of the Road for the Paper Driving Licence

February 9th, 2015

paper licenceNot so long ago we waved goodbye to the paper tax disc and now it’s time for the paper driving licence to go to the giant car park in the sky. On Monday 8th June 2015 the DVLA will stop issuing the paper ‘counterpart’ driving licence and it will no longer be valid. Read the rest of this entry »

Cyber Security Tips for Small Businesses

February 6th, 2015

cyber securityThe Internet is a great way to generate new business and keep in-touch with customers, but with increased opportunity comes increased risk. Cyber crime is never far from the headlines and cyber criminals will ruthlessly exploit any weakness they can find. The following steps are designed to make sure your cyber defences are in good shape and that your business is protected:  Read the rest of this entry »

Where’s the Most Burgled Town in Britain?

January 30th, 2015

burglarResearch by a leading price comparison website has revealed which postcodes were most burgled last year and the report makes for uncomfortable reading. The East London suburb of Dagenham won the dubious accolade of being Britain’s Most Burgled Town with 5.5% of homes being broken into. Put another way that’s one in every twenty homes and average claims added-up to £5,117 in stolen goods. Read the rest of this entry »

145,000 home based businesses mistakenly think they are insured

January 28th, 2015

home businessMany of the world’s biggest brands started life in spare rooms and home-based businesses are the lifeblood of the British economy. In fact, the government estimates there are 2.9million home businesses in the UK contributing an impressive £300billion to the economy.   Read the rest of this entry »