Insurers urge motorists to be careful when lending (or borrowing) a car  

November 25th, 2015

lending carNext time you lend your car to a friend, or borrow one from a buddy, it’s a good idea to double check your policy to make sure that you are covered. Last year five million motorists lent a vehicle to someone who wasn’t on their policy and 650,000 didn’t bother to check whether they were insured. Read the rest of this entry »

Winter Sports Insurance Checklist

November 20th, 2015

winter sportsWith new research revealing that 30% of holidaymakers hit the slopes without insurance, we debunk some misconceptions surrounding winter sports insurance and explain what to look for in a policy. Read the rest of this entry »

The Real Cost of Third Party Car Insurance

November 17th, 2015


Motorists often make the mistake of thinking that Third Party Car Insurance is the cheapest type of cover available. After all it provides the lowest level of cover; so surely it should cost less, right? Wrong, calculating insurance premiums is all about calculating risk and Third Party drivers represent greater risk. Read the rest of this entry »

Insurance Stories in the Headlines: October Round-up

November 12th, 2015

bond, james bondShaken Not Stirred: James Bond’s Insurance Bill

While James Bond may have cleaned-up at the box office he’s better known for leaving a trail of destruction. Parachuting onto the PR bandwagon one leading provider has calculated the insurance costs of 007’s global escapades and the findings make for eyebrow raising reading. Read the rest of this entry »

Reading the Signs: The country’s most confusing traffic signs

November 9th, 2015

confusing road signsIf you are baffled by Britain’s road signs, don’t worry you are not alone. A new report has revealed that nine out of ten motorists admits to being bamboozled by roadside signs. It’s an alarming statistic that’s made worse by the fact that one in three motorists were unable to recognise the national speed limit sign. Read the rest of this entry »

Ten Tips for Driving in the Fog

November 4th, 2015

foggy roadThe poet John Keats famously dubbed autumn the season of ‘mists and mellow fruitfulness’ and that means the country’s road network occasionally disappearing beneath a blanket of fog. The following tips are designed to make sure that motorists arrive safely when driving in reduced visibility: Read the rest of this entry »

Insurance Claims Facts and Figures

October 22nd, 2015

Insurance policyInsurance provides a financial safety net to help people cope with unexpected events, and new figures show just how much help insurance actually provides. A report by the Association of British Insurers has revealed that the industry pays out a staggering £77 million every day. Read the rest of this entry »

Insurance Premium Tax Explained

October 20th, 2015

Insurance Premium TaxWith the country tightening its belt in order to cut the financial deficit the Chancellor of the Exchequer has announced a rise in Insurance Premium Tax that will come into effect next month. From November 1st the government levy on insurance will rise from 6% to 9.5% adding an estimated £68 to average household insurance bills. Read the rest of this entry »

September News Round-up:  Insurance Stories in the Headlines

October 15th, 2015

round up

As a nation of animal lovers it’s surprising to read that our country’s fauna causes £1million worth of damage to cars every year. Unusual claims include a hapless hiker who returned from a yomp across Dartmoor to find a dozen ponies licking the paint off his car and causing £1,200 worth of damage. In another peculiar claim a proud farmer tethered her potentially prize winning cow to a post at a county show; only for it to run amok tearing out the post and causing £800 worth of damage. Other claims included unlucky drivers crashing after swerving to avoid a flock low flying birds or slamming on the brakes to avoid a deer crossing the road. Read the rest of this entry »

One in ten parents admit they are guilty of fronting

October 13th, 2015

frontingResearch by a leading insurer has revealed that 10% of parents have lied to cut the cost of their children’s car insurance. The fraudulent practice known as ‘fronting’ involves a parent ‘claiming’ they are the main driver of their son’s or daughter’s car in order to cash-in on cheaper premiums. Read the rest of this entry »