Insurance Premium Tax Doubles in Just Two Years

December 6th, 2016

ipt-taxIt’s bad news for motorists as The Chancellor of the Exchequer announced yet another Insurance Premium Tax (IPT) hike in the autumn statement. IPT was raised from 6% to 9.5% in the summer of 2015 and again to 10% in autumn this year. The latest tax hike will come into effect next summer where IPT will be set at 12%. Put another way that means IPT has doubled in two years and is now a long way from the 2.5% originally levied back in 1994. Read the rest of this entry »

Top Tips for Test Driving a Car

December 2nd, 2016

test-drive-carBuying a new car can be a daunting experience and it’s all too easy to let your heart overrule your head. The key is to keep calm and methodically take the following steps:

 

 

 

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Ten ways to cut the cost of a winter sports holiday

November 29th, 2016

winter-sportsSkiing and snowboarding holidays don’t come cheap, but take the following steps and you can have a winter break without breaking the bank:

 

 

 

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How to prevent freezing and burst pipes

November 24th, 2016

frozen-tapAfter last year’s unseasonably mild winter, and the warmest summer on record, it’s easy to forget that the mercury regularly drops below zero during the winter months. The Met Office has predicted that an arctic blast will cause ‘below average’ temperatures in the coming months and insurers are urging households to prepare for the worst. Read the rest of this entry »

Government clampdown on whiplash fraud could cut insurance by £40.00

November 23rd, 2016

possible-whiplashMillions of motorists can look forward to cheaper car insurance premiums thanks to new government plans to cut bogus compensation claims. The UK has become known as ‘the whiplash capital of the world’ and it’s a nickname that the government and the insurance industry are keen shake off.

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10 Top Security Tips for Landlords

November 16th, 2016

landlord-securityAs a landlord it makes sense to take security seriously. Burglaries can be a headache for you and a nightmare for your tenants. Take the following measures to make your property (and your investment) more secure:

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Insurance News Round-Up: October’s Hottest Headlines

November 11th, 2016

holiday-packingHome from home: holiday luggage unpacked

The Irish playwright George Bernard Shaw once quipped “I dislike feeling at home when I am abroad”, but many Brits can’t take a trip overseas without packing some home comforts. A report into the holiday habits of the over 50s has revealed that one in three packs teabags to ensure they get a good cuppa. Over a quarter of those questioned packed tasty treats, such as cereal and chocolate, and 3% wouldn’t leave home without a jar of marmite. Often overlooked items included travel adaptors and mobile phone chargers. Whatever you choose to take abroad; don’t forget to pack your travel insurance.

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Six reasons to choose an electric van

November 8th, 2016

electric-car-2A year down the line and the German automotive giant Volkswagen is still reeling from ‘dieselgate’. The emissions scandal has already cost VW billions and seriously dented the company’s share price. At the same time the public are becoming increasingly aware of the downside of diesel and more motorists are turning towards electric vehicles. Electric cars are fast becoming commonplace, but what are the arguments for and against electric vans?

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Goods in Transit Insurance Explained

November 3rd, 2016

courier-vanWhen transporting goods from A to B they can get damaged, lost or stolen; and if you don’t have the right insurance you could be left seriously out of pocket.

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Preparing your home for winter weather

November 2nd, 2016

hpuse-ready-for-winterWith the nights closing in and the temperature dropping; it’s time to get your home ready for winter. Take the following steps to prepare your house for the worst of the weather:

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