October 10th, 2016

cadbury-imageSeptember’s Insurance News Round-up: a month in headlines

Chocolatier insures palate for a tasty £1million

Cadbury’s have put their money where their mouth is by insuring one of their chocolate experts taste buds’ for £1million. Hayleigh Curtis is part of a 300 strong innovation team dreaming up new recipes (and testing old ones) at Cadbury’s HQ in Bourneville. The policy has been arranged by Lloyds of London under the strict condition that she steers clear of red hot vindaloos, avoids dining on the potentially fatal fugu fish and doesn’t try her arm at sword swallowing. Read the rest of this entry »

Government clampdown on drivers using mobile phones

October 4th, 2016

driver-distractionThese days it seems that tragic stories of accidents caused by motorists using their mobiles are never far from the headlines. If you go for a drive there’s a good chance that you’ll see someone using their mobile behind the wheel: it might make your blood boil, but it probably won’t be a surprise. Something is going badly wrong and a hard-hitting report by the RAC has cast light on the scope of the problem. Faced with the cold facts (and a national newspaper campaign) the government have been quick to change gear and introduce much tougher penalties. Read the rest of this entry »

Insurance fraud clampdown pays dividends

September 30th, 2016

insurance-fraudIf you thought insurance fraud was a victimless crime: think again. Insurance fraud is estimated to cost a staggering £1.3 billion a year and it’s something that the industry takes very seriously. The Association of British Insurers have published a report on the ongoing clampdown and the good news is that life is getting much tougher for the cheats. Read the rest of this entry »

On Trend: Top 5 Autumn Breaks

September 27th, 2016

winter-breaksWith the summer holidays a fading memory you may already be dreaming of an autumn break. To help banish the blues we’ve picked five of the hottest destinations where you are almost guaranteed to get some sun:

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Landlord Insurance FAQ

September 23rd, 2016

landlord-faqWhat is landlord insurance?

Landlord insurance is a specialist financial product designed to safeguard buy to let properties. The core elements of cover work in a similar way to home insurance although it’s important to understand that standard home insurance policies won’t cover let properties. Read the rest of this entry »

Secrets of Your Car Insurance

September 20th, 2016

car-secrets-4Car Insurance rarely makes it into the mainstream media, but with rising premiums ITV decided to tackle the reasons for the recent price hikes. The Secrets of Your Car Insurance made for interesting viewing, covering familiar ground as well as new territory. So what’s behind the spiralling cost of car insurance? Read the rest of this entry »

Top 10 most unusual travel insurance claims

September 16th, 2016

travel-insurance-claimsTravel insurance covers more than you might think and to prove the point we’ve tracked down some of the most bizarre claims from across the web. The ten bizarre claims below prove that holidaymakers should expect the unexpected, and that travel insurance covers much more than lost luggage and delayed flights. Read the rest of this entry »

Ten Tips for Driving at Night

September 13th, 2016

night-driving-2With summer a fast fading memory and the evenings stretching out; for motorists that means more driving in the dark. Reduced visibility and impaired perception make night driving more dangerous. Government figures show that 40% of traffic accidents happen after dark and 20% of serious motorway accidents are caused by drivers falling asleep behind the wheel. The following tips are designed to reduce risk and make sure you arrive at your destination safely:

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Fear of driving on the motorway

September 8th, 2016

motorway-phobia-editA recent report by a leading automotive organisation has revealed that almost half of motorists know someone who’s happy to drive well out of their way to avoid motorways. Figures show that one in fifty will ‘go the long way around’ rather than face a motorway.  Do the maths and that adds-up to 13,000 motorists making daily detours, adding an extra 600 miles to the average odometer every year. Read the rest of this entry »

How to drive a hard bargain with your van insurance

September 5th, 2016

van insuance imageVan drivers are having a tough financial time at the moment facing rising fuel prices and rising insurance premiums. According to specialist market research agency Consumer Intelligence van insurance is at a record high and it’s younger drivers who are being hit the hardest. Read the rest of this entry »