If you are a probate solicitor or an estate executor you’ll know just how difficult it can be finding unoccupied property insurance which doesn’t break the bank. Most home insurance policies don’t provide cover if a property is unoccupied for more than 30 consecutive days; which means you’ll need to find a specialist product from a specialist provider. Read the rest of this entry »
What Makes a Good Unoccupied Property Insurance Provider?
March 6th, 2014What’s behind the government ban on smoking in cars?
February 28th, 2014
By paving the way for a ban on smoking in cars carrying children the government has put the question of ‘driver distraction’ back under the spotlight. It’s hard to argue with the health implications of inhaling second-hand smoke in a confined space, but does lighting-up behind the wheel really present a danger to other road users? Read the rest of this entry »
Choosing a boarding kennel or cattery
February 26th, 2014
Finding somewhere for Fido and Felix to stay while you are away can be a complicated business. Our guide is designed to walk you through the process, so you can enjoy your holiday and peace of mind that your four legged friends are being well looked-after. Read the rest of this entry »
Criminals make 1000 false car insurance claims every week
February 21st, 2014
Research by a leading insurer has revealed that fraudsters are making more than 1000 bogus car insurance claims every week, and it’s law abiding motorists who are paying the price. Over half of all car insurance payouts are fraudulent and that means higher premiums for each and every motorist in the country. Read the rest of this entry »
Warning that Flood Re Insurance Scheme could cost £4.3 trillion in falling house prices
February 17th, 2014
With half the country already underwater, and more wet weather on the way, the floods are understandably dominating the headlines. To make matters worse the tentative agreement over the future of flood risk insurance is still far from watertight. In fact, a leading environmental surveyor has predicted that holes in the agreement could cause a £4.3 trillion fall in house values. Read the rest of this entry »
Who wants to Drive Forever? Older Motorists make Safer Drivers
February 14th, 2014
Thanks to improvements in healthcare, hygiene and nutrition we are all living longer. In fact, a recent report from the Office of National Statistics calculated that life expectancy for females is increasing by 4 hours per day (to an average 82.5 years) and for men it’s increasing by 6 hours per day (to an average 79.5 years). An aging population may pose a number of challenges for the country, but according to the Institute of Advanced Motoring road safety is unlikely to be one of them. Read the rest of this entry »
How to beat the burglars: police warn of ‘sticker scam’
February 10th, 2014
Burglary is a particularly unpleasant crime; robbing victims of much more than material possessions. So it’s great to read the latest government statistics that put household theft at an all time low. The Crime Survey of England and Wales has recorded a 19% drop in burglaries since the survey began in 1981. Read the rest of this entry »
Are you underinsured? How to accurately value your home contents for insurance
February 7th, 2014
Most homeowners think of contents insurance as a safety net; a policy to provide a financial cushion if something goes wrong. However, recent statistics show that the majority of homeowners are unwittingly underinsured. It seems that homeowners don’t like to think they will have to make a claim and consequently don’t make the effort to accurately add-up the value of their household contents. Read the rest of this entry »
Insurance News Round-up: The Month’s Most Interesting News Stories
February 6th, 2014
Quoteline Direct’s monthly round-up of the essential insurance stories to hit the headlines, from the cheapest cars to insure in 2014 to the rising cost of the winter floods.
Winter weather costs insurers £426 million in claims
While it’s too early to put a final figure on the costs of the appalling winter weather; the Association of British Insurers has already added-up claims totalling £426 million with more to come when the flood waters subside. The figures highlight the importance of arranging adequate insurance, and as weather patterns become increasingly unpredictable, the situation may well get worse. While the weather damage has been catastrophic for those affected it’s nothing compared to the summer floods of 2007 that cost in excess of £3 billion. Read the rest of this entry »
When should a home buyer get insurance cover?
February 3rd, 2014
As a first time buyer taking your first step on the property ladder can be a daunting experience, so it’s essential to know that you’ve got the basics covered; and that means getting the right home insurance at the right price and at the right time.
As soon you exchange contracts on a new property you need to ensure that you have adequate buildings insurance in place. If you are borrowing from a bank or building society; your mortgage lender is likely to insist that you have insurance cover. However, buildings insurance can get overlooked by cash buyers and prove to be a very costly oversight. Read the rest of this entry »
