First time buyer home insurance explained

August 31st, 2015

Buying your first home can be a daunting experience and with a million and one things to do; it’s easy to overlook the basics. However, no matter how hectic things get it’s essential to arrange the right home insurance; otherwise if things go wrong you could be left seriously out of pocket. Read the rest of this entry »

Cyber Risk Insurance: Lessons from the latest high-profile hack attack

August 28th, 2015

 No matter where you stand on the on the ‘extramarital dating’ debate; the recent hacking of Ashley Madison has taught us all one clear lesson: leaky cyber security can destroy businesses, reputations and lives. Cyber crime can be catastrophic to both businesses and individuals, and as we live more of our lives online we all become increasingly vulnerable. Read the rest of this entry »

Flat owners are being warned to check their contents are insured

August 26th, 2015

apartments and flatsSometimes shared property ownership can get complicated especially when it comes to the relationship between freeholders and leaseholders. Misunderstandings often arise over ‘who’ is responsible for ‘what’ and as a result properties can be left accidentally uninsured. A recent report has found that one third of leaseholders mistakenly believe their buildings and contents are insured by the freeholder when they are actually uninsured. Read the rest of this entry »

Making a house a home

August 25th, 2015

memoriesIt’s difficult to put your finger on exactly what makes a house a home, but as the age-old saying goes ‘home is where the heart is’. Given that homes are made of memories rather than bricks and mortar; it’s hardly surprising that our prized possessions aren’t necessarily our most expensive.

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Lying about car insurance details backfires for 212, 000 motorists

August 19th, 2015

lieThe American author Mark Twain once joked that “If you tell the truth, you don’t have to remember anything” and he certainly had a point. Admittedly, sometimes it is difficult to remember the finer details of your driving history when taking out a car insurance quote and honest mistakes can be made. However, dishonest drivers who deliberately bend the truth in a bid to get cheaper cover are being warned that their game is up. Read the rest of this entry »

Whiplash fraud is back… and it’s worse than ever

August 14th, 2015

whiplash fraudAfter three years of falling premiums it could be the end of the road for cheap car insurance. Fears are growing that the government crackdown on bogus whiplash claims hasn’t been as effective as at first thought. To make matters worse falling fuel prices mean more miles are being driven and that means more accidents and more insurance claims. To mix metaphors it’s the perfect motoring storm and it’s likely to push up premiums. Read the rest of this entry »

Insurance News Roundup from Quoteline Direct

August 7th, 2015

car damageDon’t let yourself be driven to distraction

The dangers of driver distraction are never far from the headlines, which makes a recent report revealing the number of drivers who text behind the wheel all the more shocking. Nearly half the motorists questioned saw nothing wrong with pulling over to check their phones with the engine running. More worrying was the fact that just over 40% of drivers aged 18-34 thought it was acceptable to text in slow moving traffic or waiting at traffic lights. Using a mobile phone while in control of a vehicle is a serious offence that’s punishable with a fixed £100 fine and three penalty points. Read the rest of this entry »

Buy to let booms despite budgetary bashing

July 31st, 2015

buy to let boomsThanks to low interest rates and rising property prices buy to let is booming, but could tax changes announced in the budget mean tough times ahead for landlords? Quoteline Direct looks at the financial impact of George Osborne’s ‘tax bombshell’ and asks whether the changes will take the shine off buy to let investment. Read the rest of this entry »

Why travel Insurance for UK holidays makes sense

July 30th, 2015

staycationWith so much to do right on our doorstep it’s hardly surprising that the UK has become the nation’s favourite holiday destination. Whether it’s a coastal break in Cornwall or a cosy cottage in the Cotswolds; Britons are turning their backs on overseas holidays and instead staying closer to home. Read the rest of this entry »

Tailgating: Keep calm and carry on

July 22nd, 2015

tail gatingIt won’t surprise most motorists to read that tailgating is the single biggest cause of road rage. Tailgating isn’t just antisocial it’s also dangerous, and despite recent legislation allowing police to issue on-the-spot fines for careless driving, it’s still alarmingly common. If someone’s getting too close remember the following: Read the rest of this entry »